Let’s think about… Disasters!

Recent events have turned my thoughts towards disasters.

 

I love a good disaster movie, something about mankind triumphing in the face of adversity stirs my heart. But no, not natural disasters.

My thoughts are a lot closer to home.

I’m thinking about disasters in the home environment.

 

As a small home-based business holder, I need to be able to do the day to day things that keep my business ticking over and growing. I need a place to connect to the internet, to store all the things associated with running a business, a place to operate some equipment, some space to do physical work and a vehicle to get me from A-Z.

 

Most small business owners I know, have much the same requirements. Only a few of us can work just off a laptop or device.

But what happens when these relatively simple requirements become not available.

 

These are a few (?) things that we, as small business owners, need to think about.

Are you insured?

Do you know what your insurance covers?

What do you do?

Who do you call?

How quickly can you get your business up and running from alternate premises?

Do you have to pay for everything first and then get reimbursed?

Can you afford that?

What happens if your computer gets hacked?

Do you have your data backed up, preferably off site?

How often do you back up?

What if you lose your phone?

How easy is it to replace?

Is it covered by insurance?

How can your customers contact you?

When does your place of business become unsafe for your staff?

If you are unable to work, what will happen?

 

These considerations are some of the things that you should be including in a Disaster Management Plan.

 

I know and understand and agree that no-one wants to have to spend more time and money doing another plan. After all we already have a heap of plans that need looking at each year. But this one is as important as any of the others.

 

So, what should be in your Disaster Management Plan?

Employee Contacts

Communications strategy

Accounting needs

How to run your business remotely

Contact your customers

Contact your vendors

Contact your customers

Insurance details

OHS requirements

Licencing requirements

 

As the saying goes “Failing to plan is planning to fail”.

 

We plan every other aspect of our business, so we should plan this one as well. After all, even the smallest mishap can become a disaster that can cause our business to fail.

 

There are lots of great Disaster Planning Toolkits online and these provide a great place to start.

 

After this week, I know what I’m doing this weekend. What about you?

 

These are but obstacles to make us appreciate the journey, and are none in themselves disasters, but a great reminder to put a Disaster plan in place.

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